What Kind of Roof Damage Is Covered by Insurance in Woodstock?

what kind of roof damage is covered by insurance

A necessary part of home ownership is understanding your homeowner’s insurance. Knowing what it covers (and doesn’t cover) may save you headaches in the long run if your roof sustains damage.

The roof repair experts in Woodstock, GA, at Terminus Construction Group share some of the most common causes of roof damage and what kind of roof damage is covered by insurance.

Severe Weather in Woodstock

While most insurance companies cover damage resulting from severe weather, make sure you read the fine print of your policy. Insurance coverage usually includes damage from high winds, torrential rain, hail, and lightning strikes. These types of weather often cause extensive damage to your shingles, decking, and underlayment, and fortunately, most of it is likely covered under your homeowner’s policy. 

Leaky Roofs

While roof leaks may be a common issue, the question of insurance coverage for those leaks is more complex. In the case of a leak caused by high winds or hail damage, the severe weather coverage clause in your insurance may help offset the repair costs of a leaky roof. 

However, insurance will usually not cover a roof leak that results from regular wear and tear or lack of routine maintenance. Keeping your roof in tip-top shape with regular roof inspections goes a long way toward saving you money in repairs. It may also help avoid a fight with your homeowner’s insurance company over what kind of roof damage is covered by insurance. 

Falling Trees

Another common source of roof damage, falling trees, may be a tricky insurance issue as well. In most cases, damage to your roof from an otherwise sturdy tree falling on it during an intense wind or rainstorm is covered by insurance. But even if a tree falls during severe weather, you must prove it was a result of the storm, not neglect. 

For example, you may have a huge tree in the front yard that shades your home but has a few dead branches here and there. If a storm comes up and causes those overhanging branches to damage your roof, the insurance company may contest your claim. If they determine that you could have avoided the damage with prior tree maintenance, your insurance may not cover the roofing repair costs.  

Fire Damage

Homeowner’s insurance typically always includes a clause protecting you from costs related to an accidental fire. If your roof is damaged due to an accidental fire, most insurance policies cover the repairs. Many policies have exclusions for fires that were set intentionally, so you may need to prove that the cause of the fire was accidental to receive reimbursement.

Terminus Construction Group | Woodstock’s Choice for Roofing Contractors

Terminus Construction Group brings years of experience and top-quality customer service to roof repairs in Woodstock. The team of professionals can answer common roofing FAQs, like “What causes thermal cracking in shingles?” and more.

When you need a roofing contractor who knows what kind of roof damage is covered by insurance, look no further than Terminus Construction Group. Reach out today to schedule roofing repair, inspection, or routine maintenance.

How to Stop From Moss Growing On Your Roof in Woodstock

how to stop moss growing on roof

If you’ve noticed moss growing on your roof, you may think it’s harmless. However, every homeowner should be aware of how to stop moss growing on their roof, as it may end up causing a myriad of problems. Moss growth on your roof can cause severe damage to the structural integrity of your roof, resulting in costly repairs.

Woodstock’s professional roof replacement experts at Terminus Construction Group share three top tips for preventing mold growth on your roof. 

Trim Your Trees Near Your Woodstock Home

While having big, shady trees growing over your roof helps keep it a bit cooler during warm weather, those trees may also contribute to rooftop mold growth. A north-facing or shaded roof creates an ideal environment for moss, especially when combined with the humid environment and relatively mild winters in Woodstock and the surrounding areas. 

Pruning the trees overhanging your roof helps prevent moss growth in two ways. First, moss spreads and grows via spores from existing patches of moss often found on large, mature trees. Pruning the trees along your roofline helps keep the spores from landing on the roof and spreading. 

Second, pruning your trees increases your roof’s exposure to sunlight. Since mold needs shade and moisture to grow, a sunny surface is a perfect answer to how to stop moss growing on your roof. 

Install a Metal Roof or Roof Strips

The best way to keep moss from growing on the roof of your home is by installing a roof where moss can’t grow. Metal roofs naturally prevent moss growth because they’re non-porous, but a metal roof may not be a viable option for your home. Metal roofs tend to attract heat, may not fit the aesthetic style of your home, and can be costly to install. 

However, another option is to install metal strips made of copper, lead, or zinc on your shingle roof. These metals not only prevent moss growth but also work in another way. When rain hits these metal strips, it creates molecules that kill any moss it comes in contact with. Metal strips allow the rain runoff from these strips to disperse across your roof, killing existing moss and preventing new growth. 

Regularly Clean the Roof of Your Woodstock Home

If moss continues growing on your home’s roof, routine roof cleaning by a professional roof cleaner may solve your problem. Popular cleansers for roofs work using chemicals to kill existing moss and prevent new growth. When done by professionals, roof cleaning treatments generally last between four to six years, keeping moss at bay until the next application.

Terminus Construction Group | Woodstock’s Choice for Quality Roofing Solutions

If you’re wondering how to stop moss growing on your roof, look no further than the professionals at Terminus Construction Group. These experienced roofers can answer questions like “How often do roofs need to be replaced?” and “What shingles are best and why?” For the most comprehensive roofing services in Woodstock and beyond, call Terminus Construction Group today!

3 Essential Spring Roof Maintenance Tips for Woodstock Homeowners

spring roof

Maintaining your Woodstock, GA, property’s roof is an essential part of owning a home. It preserves its durability and lifespan while ensuring it looks its best. However, keeping up with your property’s spring roof maintenance demand is often easier said than done.

Fortunately, Terminus Construction Group put together some efficient spring roof maintenance tips to help you keep your roof in impeccable shape throughout the season.

Terminus Construction Group is one of Woodstock’s roof repair services. Its professional roofing contractors specialize in high-quality roofing that will help your property reach its full potential at a price that won’t stress your budget. If you want your roof to be the best it can be, contact Terminus Construction Group for unmatched roof repair, replacement, and installation services in Woodstock, GA.

3 Spring Roof Maintenance Tips Every Woodstock Homeowner Should Know

Understanding how to maintain your roof correctly will take your property to new heights. It will also help you uncover early warning signs of damage, allowing you to make swift roof repairs before they become significant problems. Below are some efficient spring roof maintenance tips for Woodstock, GA, homeowners.

1. Trim Trees Over Your Roof

Large tree branches can take a toll on your Woodstock roof over time, causing significant damage to its structure if limbs fall or rub against its surface. Some can even loosen roof tiles if they grow underneath them.

Trimming tree limbs over your roof will ensure your roof stays pristine and damage-free throughout spring and the rest of the year. However, always wear protective gear and take preventive measures to ensure a safe and efficient process.

2. Conduct a Thorough Roof Inspection Regularly

Inspecting your roof during the early spring is essential to identify potential issues before temperatures change. Look for missing tiles, rot, and other roof damage that reduces your roof’s structural integrity. Once you uncover potential problems, you can repair them before they worsen.

3. Clean the Gutter System

Gutters transport water away from your Woodstock residents and into a safe location. However, dirty and clogged gutter systems can't function correctly, leaving your home vulnerable to leaks, mold growth, and more. Mold can cause numerous health issues, so it’s crucial to keep your gutters clean to prevent hazardous colonies.

Removing debris from your gutters every month or so will ensure optimal performance and prevent potential damage. It will also extend your gutter system’s longevity, allowing you to get more out of your gutters.

Contact Terminus Construction Group for Outstanding Roof Maintenance Services in Woodstock, GA

Terminus Construction Group is your source for high-quality roof maintenance, installation, and repair services in Woodstock, GA. Its team has been maintaining and repairing roofs across the greater Woodstock area for over 15 years, giving you peace of mind that your roof is in good hands. Whether you want to learn more spring roof maintenance tips or different types of roofing, Terminus Construction Group is here for you.

 Give Terminus Construction Group a call and book your appointment in Woodstock, GA, today!

What Causes Thermal Cracking Shingles in Woodstock?

shingle roofing

A high-quality shingle roof can do wonders for any Woodstock, GA, property. However, shingles often split and crack over time, drastically reducing your roof’s visual appeal. Unfortunately, many Woodstock residents don’t understand what causes thermal cracking shingles or how to limit its effects.

That’s why Terminus Construction Group put together some common causes of thermal cracking shingles and how to prevent the occurrence from affecting your roof.

Terminus Construction Group is your source for roof replacement experts in Woodstock, GA. Its team offers exceptional roof replacement, maintenance, and repair services that will take your roof’s appearance to new heights while preserving its structural integrity, lifespan, and more. If you need experienced roofers in Woodstock, GA, that can handle any roofing project swiftly and efficiently, contact Terminus Construction Group.

Common Causes of Thermal Cracking Shingles

Although shingles are exceedingly durable and can withstand turbulent weather without issue, they aren’t impervious to damage. Several factors can cause shingles to crack and split, making it difficult to maintain an alluring rooftop. However, thermal cracking shingles primarily stem from drastic weather and temperature changes.

How Weather and Temperature Changes Cause Thermal Cracking in Woodstock, GA

Roof shingles contract and expand when temperatures change. However, poorly installed shingles don’t have enough room to thermally expand, causing them to split and crack during the process. When they press together, shingle cracks form, causing your roof to lose its appeal while increasing the chances of leaks.

Strong winds can worsen thermal cracking by lifting and folding the shingles. You must ensure your roofing contractor securely installs your shingles to prevent wind damage and limit thermal cracking.

How to Prevent Thermal Cracking Shingles in Woodstock, GA

Working with an experienced roofing company that understands proper shingle installation methods is the best way to prevent thermal splitting and cracking. They know each shingle variation’s spacing requirements and install them using high-quality tools that provide an outstanding final product. Trusting an inexperienced roofer to install your shingle roof will make it more susceptible to thermal expansion and cracking, requiring you to hire someone to repair your roof later on.

Terminus Construction Group has over 15 years of roofing experience and will upgrade your home with a high-quality roof that’s as alluring as it is durable, guaranteed. Our team offers first-class roof installation and maintenance services that ensure your rooftop withstands the test of time without experiencing excess damage. 

Contact Terminus Construction Group for Unmatched Roofing Services in Woodstock, GA

If you want to replace your roof with an extraordinary shingle rooftop, contact Terminus Construction Group. Its roofers understand how to prevent thermal cracking shingles with industry-leading installation methods and quality materials. Whether you need roof repair or replacement services, Terminus Construction Group has the skills and experience to get the job done.

Don’t trust inexperienced roofing companies that don’t put your needs first. Give Terminus Construction Group a call or complete its online form and see what its roofers can do for you today!

Should You Remove Shingles Before Installing a Metal Roof on Your Woodstock Home?


A high-quality metal roof can do wonders for any Woodstock, GA, home. However, many homeowners don’t know if they should remove their old asphalt shingles before starting the installation process. So, should you remove shingles before installing a metal roof?

To answer this question and more, Terminus Construction Group constructed a brief guide to teach Woodstock residents everything they need to know about replacing a shingle roof with a metal rooftop.

Terminus Construction Group is Woodstock, GA’s number one choice for professional roofing and associated services. Its roofing contractors can handle any roofing project while providing exceptional customer service every step of the way. If you want to enhance your home with a new and improved roof, contact Woodstock’s shingle roofing experts at Terminus Construction Group.

Is Shingle Removal Necessary for Metal Roof Installation?

More and more Woodstock residents find themselves upgrading their shingle roofs with first-class metal roofing. Metal roofs provide numerous benefits ranging from heightened curb appeal to increased energy efficiency. But should you remove shingles before installing a metal roof?

Unlike other residential rooftops, roofing contractors can install a metal roof over existing shingles if they pass inspection. However, installing metal roofs over asphalt shingles carries several pros and cons you must consider before starting the process.

Benefits of Installing Metal Roofs Over Shingles

Less Expensive

Removing roof shingles before installing a metal roof can increase the project’s cost. Shingle removal involves a very strenuous and time-consuming process, causing roofing companies to charge more for the service. Installing a metal roof over the shingles can diminish installation costs, saving you hundreds or more.

Less Time-Consuming

Installing a metal roof over shingles can significantly diminish installation time. Contractors won’t have to spend hours removing each shingle and can install your metal roof faster by skipping the process. You can enjoy your new metal roof without delay by installing it over your previous rooftop.

Cons of Installing a Metal Roof Over Old Shingles

Increases the Chances of Moisture Entrapment

Shoddy metal roof installation can create moisture buildup between the two roofs, making the home more susceptible to structural issues like water damage. It can also accelerate deterioration, causing you to replace your roof sooner rather than later.

Code Violations

Roofing contractors can’t install a metal roof on Woodstock homes with two existing roof layers. Homes with more than two roof layers violate Georgia’s building codes, requiring the homeowner to remove shingles before installing the metal roof.

Contact Terminus Construction Group for Professional Roofing Services in Woodstock, GA

Next time you ask yourself, “Should you remove shingles before installing a metal roof?” contact Terminus Construction Group. Its roofing contractors will handle all your roofing needs at a price that won’t break the bank. Terminus Construction Group has vast experience with all the leading metal and shingle roof types, qualifying its team for even the most demanding roofing projects.

Contact Terminus Construction Group and see what its team can do for you today!

What Is a Standing Seam Metal Roof? Does It Suit Your Woodstock Home?

metal roof

Standing seam metal roofs have experienced a surge in popularity over the last few years. Their durable yet appealing nature makes them the go-to choice for many Woodstock, GA, homeowners. However, many residents don’t know what standing seam metal roofs entail or the benefits they provide.

So, what is a standing seam metal roof? To answer this question and more, Terminus Construction Group developed a short guide to inform Woodstock, GA, homeowners about everything they need to know about standing seam metal roofs.

Terminus Construction Group is your source for high-quality metal roofing in Woodstock, GA. Its roofing contractors have installed, maintained, and repaired all the leading types of metal roofing over the last 15 years, qualifying them for any project you throw their way. If you want to upgrade your Woodstock home with a first-class standing seam metal roof, contact the experts at Terminus Construction Group.

What Is a Standing Seam Metal Roof?

When people ask, “What is a standing seam metal roof,” they often picture a more robust traditional metal roof. However, significant differences separate the two roofing systems.

Standing seam metal roofs refer to robust residential and commercial roofing systems featuring raised seams (also called vertical legs) and a flat, wide space between them. Unlike traditional metal roofing, standing seam variations don’t have exposed fasteners. Roofers attach the metal panels to a clip or the material under the raised seam.

Standing seam metal roofs come in a variety of colors and can match nearly any Woodstock home’s style. They remain one of the most robust roofing systems on the market, enhancing your home’s curb appeal while protecting it from the worst weather conditions. Standing seam metal roofing also comes in several profile types, including:

Benefits of Standing Seam Metal Roofs

Standing seam metal roofs provide numerous benefits that elevate your home’s appearance, integrity, longevity, and more. Let’s look at just some of the advantages of standing seam metal roofs.

Although standing seam metal roofs typically cost more than other popular roofing systems, many Woodstock, GA, residents believe it’s a small price to pay for a superior residential roof. Keeping up with its maintenance requirements will ensure your standing seam metal roof withstands the test of time for 50 years or more!

Contact Terminus Construction Group for Standing Seam Metal Roof Installation in Woodstock, GA

Next time you ask yourself, “What is a standing seam metal roof?” contact Terminus Construction Group for the answer. Its team takes an unwavering approach to the installation process, giving you a first-class roofing system without delay. Terminus Construction Group has vast experience with all the different types of roofing, making them your one-stop shop for all your residential roofing needs.

Give Terminus Construction Group a call or visit the Contact Us page and become one step closer to a new roof today! 

Six Top Benefits of Metal Roof for Your Woodstock Home

metal roof

Many roofing materials exist, but more homeowners are exploring the many benefits of metal roofs. This guide explores six reasons to consider installing a metal roof and why Woodstock's metal roofing contractors at Terminus Construction Group are the best ones for the job.

1. Robust Durability 

The many benefits of metal roofs start with their robust durability. When you install a new roof, you want to ensure that it'll last a long time. Fortunately, metal can last 50 years or longer. In addition, metal roofs typically don't experience the following issues: 

2. Excellent Weather Resistance 

Whether you live in an area with radiant heat year-round or somewhere that has an icy season, metal can withstand nearly any weather conditions. It can also hold strong amidst heavy storms, including tornadoes. Lastly, metal is non-combustible, meaning it's unlikely your roof will catch on fire. 

3. Aesthetically Pleasing 

Some Woodstock, GA, homeowners avoid installing a metal roof because they believe it's not aesthetically pleasing. However, just because the installation process calls for metal doesn't mean you need to stick with the old industrial look. 

Today, metal roofs come in numerous colors and attractive designs. You can even install a metal roof that resembles other materials, such as: 

Additionally, homeowners can experiment with repainting their roofs in the future, avoiding the expensive replacement option. 

4. A Metal Roof Can Help Reduce Your Energy Bills 

Metal roofs naturally reflect the sun's UV rays, meaning you and your family can more easily stay cool on those hot summer days. Since metal roofs don't absorb as much heat, you likely won't need to use your air conditioner as much. 

Not only will you see reductions in your monthly energy costs, but you can also extend your HVAC system's lifespan. The harder your air conditioner has to work, the quicker it can break down. 

5. Better Indoor Air Quality

Another benefit of having a cool or energy-efficient roof is better indoor air quality. Low indoor air quality typically results from too much moisture or humidity in the home, a problem many roofing systems can cause. Better indoor air quality results in the following advantages: 

6. Environmental Benefits

When it comes to environmental impact, metal roofs definitely deliver. Many metal roofs use up to 95% of recycled material, eliminating landfill waste. Metal's lightweight material also makes it easy to transport and install, reducing its carbon footprint. 

Explore Your Metal Roofing Options Today 

Deciding to install or replace a roof gives you the opportunity to explore new materials. The numerous benefits of metal roofs make them an ideal choice. However, you need the right team to install your metal roofing project. 

Woodstock, GA, homeowners wanting the right team for the job should reach out to Terminus Construction Group. Our roofers work with several types of roofing and can help you find the perfect one for your home. 

5 Different Shingle Types: Know Their Pros and Cons

shingle roof types

Numerous roofing materials exist, including metal and tiles. However, most homeowners choose shingles for their roof replacements due to their cost-effectiveness paired with overall durability. Since you have several different shingle types available, finding the right one for your shingled roof can be challenging.

If you struggle to decide, consider shingle roofing by Terminus Construction Group. Our experts can help you find the perfect roofing system for your home.

1. Architectural Shingles

Architectural shingles go by many names, including dimensional shingles and laminated shingles. These shingles feature excellent aesthetics and durability with a two-layered appearance. 

The Pros

The Cons 

2. Asphalt Shingles 

When it comes to different shingle types, asphalt shingles are the most popular. Manufacturers make them using asphalt reinforced by organic materials like wood or by using fiberglass. 

The Pros

The Cons 

3. Wooden Shingles 

Wooden shakes and cedar shakes are essentially the same thing, but wooden shingles feature uniform shapes, while professionals split cedar shakes. This difference in style allows a cedar shake roof system to have a more rustic appearance, which may appeal more to some homeowners. 

The Pros

The Cons 

4. Slate

Slate shingles feature a rustic but sleek design that can instantly boost your roof's visual appeal. 

The Pros

The Cons

5. Metal 

Metal shingles come in copper or aluminum, both featuring great impact resistance. 

The Pros

The Cons

Get Your Woodstock, GA, Roof Replacement Today

Many different shingle types exist and finding the best option for your Woodstock, GA, home can be complicated. Fortunately, our experts at Terminus Construction Group can help you explore your options for different types of roofing. Call us today to get started!

How Long Does It Take to Replace a Roof? Factors to Consider

How Long Does It Take to Replace a Roof?

How Long Does It Take to Replace a Roof: A Homeowner's Guide

The roof over your house shields you from the elements. As such, you must act fast when it's time for a replacement.  

Most homeowners dread the replacement process because they believe replacing the roof will take forever. So, when they call a roofing company, the first thing they ask is, "How long does it take a replace a roof?" As Woodstock's roof replacement experts, we get that question frequently, and the answer is always the same; "It depends."

It will take a day to replace most residential roofs. However, some projects can stretch to two to three days. Meanwhile, highly complex projects may take up to three weeks. Let's look at the factors that can affect the roof replacement timeline.

Factors That Influence the Roof Replacement Project Duration

Some factors that determine how long it will take to replace your roof include the following:

The Weather 

Roofing contractors take more precautions when replacing a roof in cold weather and may postpone the project. A wet or icy rooftop is unsafe for the crew.

Additionally, low temperatures can affect how the asphalt shingles seal and stick. So, unless the roof is dry and you're installing other roof types besides asphalt shingles, the roof replacement project can take a while.

Type of Roofing Materials

Roofing contractors have to take a unique approach to all roof materials. Thus, they all don't have the same replacement time.

So, before you ask. "How long does it take a replace a roof?" you have to know your roof type. Here are some estimates:

You can expect the duration to extend further if you want those shingles laid in a specific pattern instead of the traditional horizontal format.

Your House Size

Replacing the roof on a standard single-family home will not take as much time as replacing the roof on a large country-side home with over half a dozen rooms.

The Roof's Steepness

The roofing crew will need to install special safety equipment if your roof is too steep to walk on. That extra work can increase the project timeline.

Similarly, the crew will need to install special underlayment if your roof's pitch is shallow enough to slow down water runoff.

Roof Accessibility

Are there lots of tree branches blocking access to your roof? Do any structural problems hamper access to the roof? Your roofing crew will need to navigate these issues first before starting the job.

Presence of Structural Damage

If the roofing crew only needs to replace shingles, they will complete the job quickly. However, extra repairs to remedy structural damage will extend the project timeline.

Get a Definite Project Timeline From the Pros

Are you still asking, "How long does it take a replace a roof?" Contact Terminus Construction Group for an inspection and a project estimate. The team offers quality roof replacement services for homeowners in Woodstock, GA.

What Does Hail Damage on a Roof Look Like? 5 Signs of Damage

What Does Hail Damage on a Roof Look Like?

Hail storms leave homeowners worried because they can cause significant damage. According to reports, hail causes over $20 billion in damage annually across the country. So, it's no surprise that many homeowners inspect their homes after a hail storm.

While dings to a car or window are easy to spot, hail damage on a roof can remain undetected. So what does hail damage on a roof look like? Woodstock's roof repair professionals cover the details in this article. 

Five Signs of Hail Damage on a Roof

The signs of hail damage on a roof include the following:

1. Granule Loss

Granules are the rough part of the shingle. Without them, there's no protection for the asphalt coating. As a result, the roof would age quickly.

After a hail storm, you can confirm granule loss by looking in your gutters and downspouts. If you spot a collection of dark, sand-like particles, your roof has some hail damage.

2. Shingle Cracks

Hail impact and high wind speeds can crack your shingles. Shingle cracks will leave your roof exposed in some areas. Thus, your roof can longer protect your home effectively against inclement weather.

3. Exposed Fiberglass Mat

Hail damage on a roof can destroy the shingles surfacing. As a result, the shingles will break away from the fiberglass mat underlayment.

4. Weakened Self-Seal Strip

Did you find a blown-off shingle across your yard? You have a weak self-seal strip. Hail and high winds can weaken the seal and pull shingles off the roof.

Other shingles nearby will eventually follow suit, increasing the risks of leaks. Over time, you may need a roof replacement.

5. Dents in Gutters, Downspouts, and Gutter Guards

Dents in your gutters and downspouts are clear indicators of roof damage from hail.

Most of these signs are visible if you can climb onto your roof safely. However, if you don't have any experience in this area, we recommend staying away from the rooftop. Instead, check for other signs of hail damage from the ground and call an inspection crew.

Signs of Hail Damage on Your Roof From the Ground

If you're asking, "What does hail damage on a roof look like?" but can't climb onto the roof to check, you can look for other signs of hail damage around your property. Some of the top signs to watch for include the following:

Can You File an Insurance Claim for Hail Damage on the Roof?

The average home insurance policy includes coverage for roof damage from hail. However, the scope of the coverage will vary from one policy to the other.

Request a Roof Inspection Today

If you're asking, "What does hail damage on a roof look like?" there's a high chance you have roof damage. Reach out to the Terminus Construction Group team in Woodstock, GA, to request a comprehensive roof inspection.